Why might I need financial advice?

There’s a wealth of financial information at your fingertips, so you can do your own research, contribute more to your super and set up savings or investment plans.

But depending on your personal circumstances and how complex your financial needs are, this could be difficult and time-consuming.

Financial advisers:

• Keep up with changes to super laws and government regulations
• Have an in-depth knowledge of financial products and markets
• Understand how to make the best use of super, retirement and tax strategies. 

While it may be possible to look after your finances yourself, it’s worth weighing up the costs of receiving financial advice against the benefits.

Think about whether you have the time, knowledge and desire to put in the amount of effort required to get the most from your money – and whether you’re confident that you’ll achieve the results you want.

No matter where you are in life, the right advice can empower you with the skills, knowledge and confidence to secure a better future. 

A financial adviser can help you: 

• Set and achieve your financial goals
• Draw up and stick to a household budget
• Get a better work-life balance
• Make the most of your income
• Create a savings plan
• Grow your super
• Pay down your debts faster
• Build a financial safety net
• Choose a tax-effective investment strategy
• Protect your assets and income
• Plan for and fund a comfortable retirement
• Navigate aged care options for yourself or a family member
• Ensure a smooth transfer of wealth to your children or grandchildren. 

A financial adviser acts as your coach and guide – helping you develop a better understanding of financial concepts so you can feel more in control of your future. 

They’ll support you through major financial and life decisions, giving you peace of mind that you’re making the best possible choices.