Over the last 10 years, more than 10 of our investment options delivered annualised double-digit returns.*

Past performance is no indication of future performance.

APIR: FSF0043AU

APIR: FSF0654AU

APIR: FSF0956AU
Calculator with pen and paper

Why we keep our fees low

Performance and fees go hand in hand. No-one wants their investment returns being whittled down by high administration fees and costs. That’s why our FirstChoice super products have one of the lowest admin fees in the market.

 

FirstChoice Wholesale Personal Super has an average admin fee of just 0.2% p.a. on a super balance of $50,000, compared to the super fund average of 0.46%.^

 

Keeping our fees low means you have more money in your super – giving you greater value and helping you build your retirement savings faster.

 

Every fee and cost we charge is listed in our Product Disclosure Statements

Everyone deserves better than average.

Your super shouldn't be average either.

Our passion for performance and service

While we’re laser focused on providing strong long-term performance for our members, it’s equally important to us that every member has positive interactions with the CFS team and can rely on us whenever they need our help. We work hard to try and resolve complaints when raised directly with us, and this has resulted in less of our members having to escalate their complaint to the Australian Financial Complaints Authority (AFCA).​

 

CFS has some of the lowest level of member complaints raised at AFCA compared to our competitors, which demonstrates our commitment to creating positive experiences and meeting our members’ needs.​

Grievances to the Australian Financial Complaints Authority

Take a long-term view

Super is a long-term investment. Depending on when you intend to retire, you might have your money invested for 20 years or more. That’s a lot of investment market cycles.

 

When you’re comparing products and investment options, we always recommend taking a long-term view because you can’t get the full picture on short-term results alone. Take a look at how the option performed over one, three and five years – and even longer if possible. That will give you a more rounded view of the ability of the option and its investment manager to perform in various market conditions. But keep in mind that investment returns aren’t guaranteed and past performance is no indication of future performance.  

 

Use our performance tool to check the long-term performance of every investment option for our super, pension and investment products. 

Strong performance. Expert service. Consistently awarded.

Money magazine

Best of the Best

2024

 

Highest Super Performer - FirstChoice Employer - CFS Geared Share Select

Money magazine

Best of the Best

2024

 

Best Fixed Interest Pension Product

- FirstChoice Wholesale Pension - First Sentier Global Credit Income

Money magazine

Best of the Best

2024

 

Highest Pension Performer - FirstChoice Wholesale Pension - CFS Geared Share 

Unleash in ways you never thought possible

Get in touch

Get in touch with us online or call us

 

Standard Operating Hours

8:30am to 6pm (Sydney time)

 

Holiday Period

CLOSED public holidays (25 to 26 Dec & 1 Jan)

23 Dec 2024 to 3 Jan 2025, 9am to 3pm (Sydney time)

6 to 10 Jan 2025, 8:30am to 5pm (Sydney time)

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*Source: Applies to a subset of options in FirstChoice Wholesale Personal Super as at 30 September 2024. Past performance is no indication of future performance. 

 

^Compares super fund average admin fees on $50,000 balance across four investment risk categories, Chant West Super Fund Fee Survey September 2024. Comparison may be affected by fee changes. FirstChoice Personal Super, issued by Avanteos Investments Limited. Consider the PDS and TMD at cfs.com.au to see if it’s right for you. 

 

Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments. 

 

Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at  https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.