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Entering your retirement
Start living the secure and purposeful retirement you’ve worked towards your entire life
Retirement looks different for everybody, but you should be stepping into it with confidence no matter what it looks like for you. At this stage of your journey, timing is really important. Leaving tasks like your Age Pension application or setting up tax‑free income streams to the last minute could cost you tens of thousands in lost benefits.
We’re here to make your journey easy and stress‑free with our handy tools, articles and expert advice, whatever kind of retirement you’ve imagined for yourself.
Prepare yourself for life after work
As you approach retirement, it’s time to make sure your super is working effectively and that you understand the options available to you. The choices you make now can have a lasting impact on how confident and comfortable you feel in the years ahead.
Some people choose to keep working as they transition towards retirement, while others plan to slow down or stop altogether. Whatever your plans, timing matters. Leaving steps like setting up tax‑free income streams or understanding your Age Pension eligibility too late could mean missing out on valuable benefits. Taking the time to plan ahead can help you feel more prepared and in control of your next chapter.
Getting ready for retirement
Plan your retirement income
Understand how to turn your super into an income when you retire and set up tax‑free income streams to support the lifestyle you want.
Transition to retirement
Find out how the Age Pension works, when you may be eligible, and how it could form part of your retirement income.
Understand the Age Pension
Find out how the Age Pension works, when you may be eligible, and how it could form part of your retirement income.
Set up a tax-free income stream
Accessing your super through a retirement income stream, also called an account-based pension, can help you avoid paying unnecessary tax on your super investment earnings, and allows you to access your money with flexibility and ease. Members can now start an account-based pension in minutes with our new market-leading application.
We’re here to help you retire with confidence
At no extra cost for CFS members, our guidance consultants can help you:
- Easily set up an account-based pension with our simple digital process.
- Better understand account-based pensions and retirement income streams, including how they can benefit you.
- Answer any questions you may have about retirement planning or super boosting strategies.
- Recommend more comprehensive financial advice, if that’s what you need.
Janet, Guidance consultant at CFS
Frequently asked questions
Discover super boosting strategies to grow your super so that you can make the most of your tax-free retirement income stream.
Learn how you can avoid the seven biggest mistakes Australians make when they plan their retirement.
There are several ways you can access your super when you retire, each with pros, cons, and tax rules. Find out about four common ways to access your super during retirement.
We're here to help
Get in touch
Get in touch with us online or call us 8:30am to 6pm (Sydney time) Monday to Friday.
Find the right advice option
Our dedicated team can help you choose from a range of different financial advice options.
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products.
Information on this webpage is provided by AIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.
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