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CFS Lifestage is a smart investment option that automatically adapts to suit a member’s life stage.
Smart investment designed to adjust to your needs
CFS Lifestage does the hard work for you - we automatically adjust your investment mix as you get closer to retirement
Investment choice and flexibility
We recognise that some people are more active in and regularly monitoring their super, deciding how it should be invested and making changes themselves. Others take a different approach and prefer to have a team of investment managers decide how their super should be invested. That’s where CFS Lifestage can help – it’s an investment option designed to adjust how it invests throughout your working life to suit your changing needs.
Discover how CFS Lifestage works.
CFS Option MySuper Dashboards
Select the option that aligns to your year of birth to see details.
Considering your needs
CFS Lifestage is designed for members, like you, based on your year of birth and invests in a mix of assets that automatically adjusts as you age.
CFS Lifestage fees
It’s important to be aware of the fees you’re paying on your account and how they affect your balance over time. Your employer may have negotiated pricing and benefits for your superannuation and insurance. It’s worth checking with them what these benefits are, or you can view your details online via FirstNet.
Member benefits
As health insurance that's there to help you be healthier and happier - not just care for you when you're sick - CBHS Corporate Health will help you find the right level of cover for your lifestyle.
In addition, you’ll also be eligible for our flexible insurance cover to protect your family in the event of death or illness and have access to our education sessions.
Tools and Resources
Risk Profiler
Knowing your risk tolerance can help you make more informed investment decisions. Find out your risk profile.
Unleash in ways you never thought possible
Get in touch
Get in touch with us online or call us
Standard Operating Hours
8:30am to 6pm (Sydney time)
Holiday Period
CLOSED public holidays (25 to 26 Dec & 1 Jan)
23 Dec 2024 to 3 Jan 2025, 9am to 3pm (Sydney time)
6 to 10 Jan 2025, 8:30am to 5pm (Sydney time)
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Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.