What happens to my super if I pass away?

For peace of mind, you should make a written death benefit nomination. Otherwise, your super will be paid to your Legal Personal Representative (LPR) or your estate.

Once you’ve submitted your nomination, we’ll keep it on file.

How you make your nomination will depend on your account type and personal circumstances. We offer you two options: 

1) Non-lapsing death benefit nomination (Super or Pension accounts)

• You can nominate multiple beneficiaries (unlimited)
• The person/s nominated will receive your remaining super or pension account balance, either as a lump sum or an income stream
• The person/s you nominate must be a dependant or your LPR

2) Reversionary beneficiary (for pension accounts only)

• You can only nominate one reversionary beneficiary
• The person nominated will receive your remaining pension account balance as an income stream
• The person you nominate must be your dependant, and eligible under super law to receive your death benefit as an income stream. Certain dependants (e.g. most adult children) aren't eligible to receive a super death benefit as an income stream. 

No matter which type you choose, we’re obliged to follow your wishes. 

How can I make a nomination?

Here's where you can make or update your: 

• Non-lapsing death benefit nomination
• Reversionary beneficiary nomination 

For more information about super death benefits, visit the Australian Taxation Office website.