When it comes to investing, it's important to recognise that different strategies and timeframes carry different levels of risk. Generally, the more risk you’re willing to undertake, the higher the potential reward may be. However, higher returns come with a higher risk that the value of your investment may fall.

 

Understanding your appetite for risk and taking that into account when making investment decisions is the key to choosing the right investment strategy for you.

 

The Risk Profiler Tool suggests your overall risk appetite, individual investments may be more or less risky as a part of your overall portfolio.

This Risk Profiler Tool is designed to help you understand your risk appetite. It does this by asking a set of questions.

Please keep in mind the tool should only be used for educational purposes and the use of the tool does not involve the provision of advice or a recommendation from Colonial First State. 

It is important that you consider your overall financial circumstances, needs and objectives before making an investment decision. We encourage you to seek professional advice as the tool does not consider any existing investments you might have, whether held outside or inside superannuation. You should reassess your risk profile regularly as your circumstances, objectives and needs may change. For example, most people invest in less risky assets as they move closer to retirement.

By using this tool you confirm that you:

  • have not received any advice (including any recommendation or statement of opinion) from CFS; and
  • understand the tool is only illustrative and is not a substitute for professional financial advice.

The tool is current as at 22 July 2022. 

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Information on this webpage is provided by Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 and Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at www.cfs.com.au/tmd, which include a description of who a financial product might suit. You should read the Financial Services Guide (FSG) available online for information about our services.