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Centrelink issues a range of concession cards that provide access to Commonwealth concessions as well as concessions from State and Territory governments and private businesses.
The following table outlines the four main concession cards issued by Centrelink and whether the partner or dependent children are listed on the card. If listed on the card, partners and dependent children are generally eligible for Commonwealth concessions such as reduced cost medicines through the Pharmaceutical Benefits Scheme.
It’s important to note however that eligibility for concessions provided by State and Territory governments and private businesses are at the discretion of the individual organisation. In some cases, a concession may not be available to a partner or dependent child even if they are listed on the card.
The table below also lists how long the concession card is valid and the process for renewal.
It’s important to note that partners and dependent children are not listed on a Commonwealth Seniors Health Card and are not eligible for concessions through the card.
A partner may wish to apply for a concession card such as the Commonwealth Seniors Health Card in their own name.
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The information contained in this update is based on the understanding Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) and Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) has of the relevant Australian laws as at the article date. As these laws are subject to change you should refer to our website at www.cfs.com.au or talk to a professional adviser for the most up-to-date information. The information is for adviser use only and is not a substitute for investors seeking advice. While all care has been taken in the preparation of this document (using sources believed to be reliable and accurate), no person, including AIL, nor CFSIL, accepts responsibility for any loss suffered by any person arising from reliance on this information. This update is not financial product advice and does not take into account any individual’s objectives, financial situation or needs. Any examples are for illustrative purposes only and actual risks and benefits will vary depending on each investor’s individual circumstances. You should form your own opinion and take your own legal, taxation and financial advice on the application of the information to your business and your clients.
Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.
AIL and CFSIL are also not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.