Terms and Disclosure

CFSIL and AIL do not warrant the accuracy, completeness or currency of information that is made available through this site. Neither CFSIL nor AIL will be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this site. However, CFSIL and AIL will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

CFSIL and AIL make no warranty that the use or operation of this site will be uninterrupted or error free or that the site is suitable for any particular purpose or has any performance, functionality or security features except as we are required to provide by law. To the extent permitted by law CFSIL and AILs' liability is limited to resupplying the services accessible through this site.

The funds offered in the PDSs available from this site are subject to investment and other risks, including possible delays in repayment and the loss of income and principal invested. The investment performance and the repayment of capital of CFSIL and AIL products is not guaranteed.

CFSIL and AIL will not accept an application for units received from any person it believes is not an Australian resident. The products offered by CFSIL and AIL are not available to persons who reside in any other country or jurisdiction outside of Australia, including the European Union.

Applications must be made on a form that is attached to a current PDS. PDSs can be obtained from CFSIL, AIL or alternatively from your financial advisor on request and without charge. All currency references are references to Australian dollars (unless otherwise specified). Accessing or using information relating to countries of which you are not a resident is done entirely at your own risk. Anyone wishing to acquire units in the funds will need to complete the application form that will be in or will accompany the relevant PDS.

Colonial, Colonial First State and related logos are trade marks registered in Australia. Copyright in the information provided on, and available from, this site is owned by Colonial First State Investments Limited. You may not alter or modify this information in any way. This information may be viewed on-line and may be reproduced in hard copy only for your personal reference. You may only use the trade marks and copyright material at this site with CFSILs' express permission and in accordance with CFSILs' directions from time to time. The use of, and creation of links to, this site (including use of Colonial First State trade marks and copyright material) are at the risk of the user and are subject to CFSILs' rights and the user’s general legal obligations. CFSIL makes no warranty and accepts no liability in relation to use of the trade marks outside Australia. For further information about creating links to this site and about using Colonial First State trade marks and other material, see our guidelines below or contact CFSIL on 13 13 36.

All rights in the various indices and index levels appearing on this website vest in the relevant index providers. You may not extract any index values from this website, or any publications appearing on this website, nor may you store, reproduce or further distribute such index values to any third party for any purpose in any format or by any means, including via the internet, any intranet or other type of network, except that you may store any such publications in print format, digitally as a pdf, or a similar medium for your own personal, non-commercial use. Financial products issued by CFSIL or AIL are not sponsored, endorsed, issued, sold or promoted by the index providers referred to on this website from time to time. No such index provider makes any representation regarding the advisability of investing in any financial product issued by CFSIL or AIL.

The privacy of your personal information is important to us. For more information about our privacy and information handling practices, please refer to the CFS Privacy Policy, which is available at www.cfs.com.au/privacy.

We understand that you may have concerns about your privacy and confidentiality while online. Rest assured we’re committed to ensuring your privacy at all times when using our websites.

If you wish to create a link from your site to the Colonial First State site, in addition to the Terms of Use you have read and agreed to above, you acknowledge the following:

• You may link your site only to the home page of the Colonial First State site (www.cfs.com.au).
• You must display the Colonial First State URL and icon (incorporating Colonial First State trade marks or other material) clearly and prominently, without in any way damaging the reputation of Colonial First State or goods and services it provides, or suggesting any association between Colonial First State and other persons, organisations, goods or services, unless approved by Colonial First State.
• If CFSIL allows you to use Colonial First State trade marks or copyright material, you may use them only in accordance with its directions from time to time, using only material supplied or approved by CFSIL, without any alteration and incorporating notices indicating CFSILs' ownership of trade marks and copyright material.
• CFSIL may take legal action in respect of any use of CFSILs' name, trade marks or copyright material without CFSILs' permission, other than in accordance with CFSILs' directions or in breach of CFSILs' rights or your general legal obligations.