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Customised cover with one of the strongest claim records in the industry
We have your team covered
With our insurance in super, your team can be automatically covered, without needing to provide any medical information.
We've paid 94% of claims
94% of claims were accepted over the 12 months to December 2022.
You’re in good hands
We’ve partnered with insurance experts, AIA, to provide affordable and comprehensive cover.
Insurance that's good for you. And even better for your team.
Rapid response
With our rapid response times and processes, we ensure your employees get the support they need as quickly as possible.
Recover well
Your employees can access proven services and programs to help them in their recovery and to get back on their feet including specialist treatment programs, such as CancerAid and Pain Coaching.
Care more
We know work is more than an income. It supports people’s identity and sense of purpose. Which is why we offer AIA’s world-class wellbeing programs to support your employees’ health at every stage of their lives.
Insurance that flexes to suit your business
Different types of cover for different types of work
We know that different occupations are better suited to different types of protection, which is why we enable you to tailor cover that’s right for your industry and your team.
We have your needs covered
We offer your team a range of insurance options, so they can determine which cover works best for them:
• Death cover (also known as life cover)
• Total and Permanent Disablement cover (TPD)
• Salary Continuance Insurance (SCI)
When life changes, you can change
We understand your team may benefit from different levels of cover around different life events including getting married, or a new baby. Which is why, with no underwriting required, adjusting cover is as simple as getting in touch.
Unleash in ways you never thought possible
Get in touch
For technical enquiries contact us
Standard Operating Hours
8:30am to 6pm (Sydney time)
Holiday Period
CLOSED public holidays (25 to 26 Dec & 1 Jan)
23 Dec 2024 to 3 Jan 2025, 9am to 3pm (Sydney time)
6 to 10 Jan 2025, 8:30am to 5pm (Sydney time)
Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.
Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at https://www.cfs.com.au/tmd which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at www.cfs.com.au or by calling us on 13 13 36.