Aged Care

The following rates and thresholds impact residents who enter an aged care facility on or after 1 July 2014.

Residential aged care - basic daily care fees

Fee	Amount
Basic daily care fee	$63.57

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Payable by all residential aged care recipients.

Residential aged care - means tested amount (single)

Means tested amount is
Income test contribution + asset test contribution

Income test contribution is
(Total assessable income - $33,735.00) x 50% ÷ 364

Total assessable income includes
Income assessable for Centrelink/DVA purposes
Centrelink/DVA income support payments for singles and members of an illness separated couple (less minimum pension and energy supplements of $1,531.40 pa each)
DVA war widows pension (no qualifying service) less 4% GST supplement
DVA disability pension (recipient or partner no qualifying service) less 4% GST supplement

Thresholds are current for the period: 20 Sep 2024 – 31 Dec 2024

Asset test contribution

Assets included in asset test contribution
17.5% of assessable assets between	$61,500 and $206,039.20
1% of assessable assets between	$206,039.20 and $495,117.61
2% of assessable assets above	$495,117.61

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Total of the calculated amount above is divided by 364.

Assessable assets
Assets assessable for Centrelink/DVA purposes
Refundable accommodation deposit/contribution
Capped value of former home	$206,039.20

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Residential aged care - means tested amount (couple illness separated)

Means tested amount is
Income test contribution + asset test contribution

Income test contribution is
(Total assessable income - $33,059.00) x 50% ÷ 364

Total assessable income

Total assessable income includes
Income assessable for Centrelink/DVA purposes
Centrelink/DVA income support payments for singles and members of an illness separated couple (less minimum pension and energy supplements of $1,531.40 pa each)
DVA war widows pension (no qualifying service) less 4% GST supplement
DVA disability pension (recipient or partner no qualifying service) less 4% GST supplement

Thresholds are current for the period: 20 Sep 2024 – 31 Dec 2024

Asset test contribution

Assets included in asset test contribution
17.5% of assessable assets between	$61,500 and $206,039.20
1% of assessable assets between	$206,039.20 and $495,117.60
2% of assessable assets above	$495,117.60

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

For members of a couple, combined assessable assets are halved.

Total of the calculated amount above is divided by 364.

Assessable assets include
Assets assessable for Centrelink/DVA purposes
Refundable accommodation deposit/contribution
Capped value of former home (applies separately to both members of a couple)	$206,039.20

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

For members of a couple, combined assessable assets are halved.

Residential aged care - means tested care fee

Daily means tested care fee is calculated as:
Lesser of:
Means tested amount – $69.49
Cost of care¹
The means tested care fee cannot exceed:
Annual cap	$34,147.16
Lifetime cap	$82,018.15

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

1 Note: The highest cost of care is currently $403.24 per day including primary supplements.

Residential aged care - accommodation costs

Means tested amount at time of entry	Accommodation cost payable	Payment methods
Less than $69.49	Accommodation contribution	RAC, DAC or combination
More than or equal to $69.49	Accommodation payment	RAD, DAP or combination

Thresholds are current for the period: 20 Sep 2024– 19 Mar 2025

RAC = refundable accommodation contribution, DAC = daily accommodation contribution

RAD = refundable accommodation deposit, DAP = daily accommodation payment

Residential aged care - accommodation contribution

Daily accommodation contribution (DAC) is the lesser of:
Means tested amount
Maximum accommodation supplement payable to the facility

Maximum accommodation supplement

Newly built or significantly refurbished?	Meets the 40% low means resident quota?	Maximum accommodation supplement
Yes	Yes	$69.49
Yes	No	$52.12
No	Yes	$45.31
No	No	$33.98

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Refundable accommodation contribution (RAC) is:
(DAC ÷ maximum permissible interest rate) x 365

Maximum permissible interest rate

Time of entry	Maximum interest rate
From 1 Oct 2024 – 31 Dec 2024	8.38%
From 1 Jul 2024 – 30 Sep 2024	8.36%

Minimum permissible asset level	Amount
Minimum amount of assets a resident must be left with if they pay at least part of their accommodation costs as a RAC	$61,500

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Residential aged care - accommodation payment

An accommodation payment can be paid as a daily accommodation payment (DAP), a refundable accommodation deposit (RAD), or a combination of both.

Daily accommodation payment (DAP) is:
(RAD x maximum permissible interest rate) ÷ 365

Maximum permissible interest rate

Time of entry	Maximum interest rate
From 1 Oct 2024 – 31 Dec 2024	8.38%
From 1 Jul 2024 – 30 Sep 2024	8.36%

Refundable accommodation deposit (RAD)

Rates and thresholds	Amount
Minimum permissible asset level (Minimum amount of assets a resident must be left with if they pay at least part of their accommodation costs as a RAD)	$61,500

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Home care - basic daily care fee

Home care package	Care needs	Basic daily care fee per day
Level 1	Basic care needs	$11.72
Level 2	Low level care needs	$12.40
Level 3	Intermediate level care needs	$12.75
Level 4	High level care needs	$13.08

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Home care - income tested care fee (single)

Income	Income tested care fee
Income less than $33,735.00	Nil
Income between $33,375.00 and $65,020.80	Lesser of: (Total assessable income – $33,735.00) × 50% ÷ 364 Cost of package Annual cap $6,834.77 Lifetime cap $82,018.15
Income exceeds $65,020.80	Lesser of: (((Total assessable income – $65,020.80) x 50%) + $6,834.77) ÷ 364 Cost of package Annual cap $13,669.63 Lifetime cap $82,018.15

Income

Income tested care fee

Income less than $33,735.00

Nil

Income between $33,375.00 and $65,020.80

Lesser of:

(Total assessable income – $33,735.00) × 50% ÷ 364
Cost of package
Annual cap $6,834.77
Lifetime cap $82,018.15

Income exceeds $65,020.80

Lesser of:

(((Total assessable income – $65,020.80) x 50%) + $6,834.77) ÷ 364
Cost of package
Annual cap $13,669.63
Lifetime cap $82,018.15

Thresholds are current for the period: 20 Sep 2024 – 31 Dec 2024

Home care - income tested care fee (couple living together)

For couples, halve the combined assessable income.

Income	Income tested care fee
Income less than $26,109.20	Nil
Income between $26,109.20 and $49,691.20	Lesser of: (Total assessable income –$26,109.20) × 50% ÷ 364 Cost of package Annual cap $6,834.77 Lifetime cap $82,018.15
Income exceeds $49,691.20	Lesser of: ((Total assessable income – $49,691.20) × 50%) + $6,834.77) ÷ 364 Cost of package Annual cap $13,669.63 Lifetime cap $82,018.15

Income

Income tested care fee

Income less than $26,109.20

Nil

Income between $26,109.20 and $49,691.20

Lesser of:

(Total assessable income –$26,109.20) × 50% ÷ 364
Cost of package
Annual cap $6,834.77
Lifetime cap $82,018.15

Income exceeds $49,691.20

Lesser of:

((Total assessable income – $49,691.20) × 50%) + $6,834.77) ÷ 364
Cost of package
Annual cap $13,669.63
Lifetime cap $82,018.15

Thresholds are current for the period: 20 Sep 2024 – 31 Dec 2024

Home care - income tested care fee (couple illness separated)

For couples, halve the combined assessable income.

Income	Income tested care fee
Income less than $33,059.00	Nil
Income between $33,059.00 and $64,344.80	Lesser of: (Total assessable income – $33,059.00) × 50% ÷ 364 Cost of package Annual cap $6,834.77 Lifetime cap $82,018.15
Income exceeds $64,344.80	Lesser of: ((Total assessable income – $64,344.80) × 50%) + $6,834.77) ÷ 364 Cost of package Annual cap $13,669.63 Lifetime cap $82,018.15

Income

Income tested care fee

Income less than $33,059.00

Nil

Income between $33,059.00 and $64,344.80

Lesser of:

(Total assessable income – $33,059.00) × 50% ÷ 364
Cost of package
Annual cap $6,834.77
Lifetime cap $82,018.15

Income exceeds $64,344.80

Lesser of:

((Total assessable income – $64,344.80) × 50%) + $6,834.77) ÷ 364
Cost of package
Annual cap $13,669.63
Lifetime cap $82,018.15

Thresholds are current for the period: 20 Sep 2024 – 31 Dec 2024

Home care - total assessable income

Total assessable income when calculating the home care income tested fee includes
Income assessable for Centrelink/DVA purposes
Centrelink/DVA income support payments For singles or members of an illness separated couple, (less minimum pension and energy supplements of $1,531.40 pa each) For members of a couple living together (less minimum pension and energy supplements of $1,154.40 pa each)
DVA war widows pension (no qualifying service) less 4% GST supplement
DVA disability pension (recipient or partner no qualifying service) less 4% GST supplement

Thresholds are current for the period: 20 Sep 2024 – 19 Mar 2025

Cost of package for income tested care fee

Home care package	Care needs	Annual amount
Level 1	Basic care needs	$10,588.65
Level 2	Low level care needs	$18,622.30
Level 3	Intermediate level care needs	$40,529.60
Level 4	High level care needs	$61,440.45

Thresholds are current for the period: 1 Jul 2024 – 30 Jun 2025